/* ─────────────────────────────────────────────────────
   CORE SERVICE PAGES — Shared Styles
   Used by: wealth-management.html, insurance-benefits.html,
            corporate-benefits.html, estate-planning.html
───────────────────────────────────────────────────── */

/* ── TENSION BAND ─────────────────────────────────── */
.tension-band {
    background: var(--charcoal);
    padding: 80px 0;
}

.tension-band .wrap {
    max-width: 860px;
}

.tension-band p {
    font-family: var(--font-display);
    font-size: clamp(1.35rem, 2.8vw, 1.85rem);
    color: rgba(255, 255, 255, 0.88);
    line-height: 1.55;
    font-weight: 400;
}

/* ── WHO THIS IS FOR ──────────────────────────────── */
.who-section {
    background: #FDFBF7;
    padding: 100px 0;
    border-top: 1px solid rgba(0, 0, 0, 0.04);
}

.who-section .section-intro {
    max-width: 700px;
    margin-bottom: 60px;
}

.who-section .section-intro h2 {
    color: var(--maroon);
    margin-bottom: 14px;
}

.profile-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.profile-card {
    background: #FFF;
    border-radius: 16px;
    padding: 36px 32px;
    border: 1px solid rgba(0, 0, 0, 0.05);
    border-top: 3px solid var(--gold);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.profile-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.06);
}

.profile-label {
    font-family: var(--font-display);
    font-size: 1.2rem;
    font-weight: 800;
    color: var(--maroon);
    margin-bottom: 12px;
}

.profile-card p {
    font-size: 15px;
    color: #555;
    line-height: 1.65;
    margin: 0;
}

/* ── WHAT WE MANAGE/COVER GRID ────────────────────── */
.coverage-section {
    background: #FFF;
    padding: 100px 0;
    border-top: 1px solid rgba(0, 0, 0, 0.04);
}

.coverage-section .section-intro {
    max-width: 720px;
    margin-bottom: 60px;
}

.coverage-section .section-intro h2 {
    color: var(--charcoal);
    margin-bottom: 14px;
}

.coverage-section .section-intro p {
    font-size: 18px;
    color: #555;
    line-height: 1.7;
}

.coverage-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
}

.coverage-item {
    background: #FDFBF7;
    border-radius: 14px;
    padding: 32px 36px;
    border-left: 4px solid var(--gold);
    transition: all 0.3s ease;
}

.coverage-item:hover {
    background: #FFF;
    box-shadow: 0 12px 36px rgba(0, 0, 0, 0.05);
}

.coverage-item h3 {
    font-family: var(--font-display);
    font-size: 1.1rem;
    color: var(--maroon);
    margin-bottom: 10px;
    font-weight: 800;
}

.coverage-item p {
    font-size: 14px;
    color: #555;
    line-height: 1.65;
    margin: 0;
}

/* ── PHILOSOPHY / TWO-COLUMN SPLIT ───────────────── */
.philosophy-section {
    background: var(--charcoal);
    padding: 100px 0;
}

.philosophy-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
}

.philosophy-left .kicker {
    color: var(--gold);
}

.philosophy-left h2 {
    color: #FFF;
    margin-bottom: 24px;
}

.philosophy-left p {
    font-size: 17px;
    color: rgba(255, 255, 255, 0.75);
    line-height: 1.75;
}

.principle-stack {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.principle-card {
    background: rgba(255, 255, 255, 0.06);
    border-radius: 12px;
    padding: 24px 28px;
    border-left: 3px solid var(--gold);
    transition: background 0.3s ease;
}

.principle-card:hover {
    background: rgba(255, 255, 255, 0.1);
}

.principle-card h3 {
    font-family: var(--font-display);
    font-size: 1rem;
    color: var(--gold);
    margin-bottom: 8px;
    font-weight: 700;
}

.principle-card p {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.72);
    line-height: 1.6;
    margin: 0;
}

/* ── PHILOSOPHY (light variant) ──────────────────── */
.philosophy-section.philosophy-light {
    background: #FDFBF7;
    border-top: 1px solid rgba(0, 0, 0, 0.04);
}

.philosophy-section.philosophy-light .philosophy-left h2 {
    color: var(--maroon);
}

.philosophy-section.philosophy-light .philosophy-left p {
    color: #555;
}

.philosophy-section.philosophy-light .principle-card {
    background: #FFF;
    border-left-color: var(--gold);
}

.philosophy-section.philosophy-light .principle-card h3 {
    color: var(--maroon);
}

.philosophy-section.philosophy-light .principle-card p {
    color: #555;
}

/* ── VEHICLE / PRODUCT CARDS ─────────────────────── */
.vehicles-section {
    background: #FDFBF7;
    padding: 100px 0;
    border-top: 1px solid rgba(0, 0, 0, 0.04);
}

.vehicles-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
    margin-top: 50px;
}

.vehicle-card {
    background: #FFF;
    border-radius: 18px;
    padding: 36px;
    box-shadow: 0 6px 24px rgba(0, 0, 0, 0.03);
    border: 1px solid rgba(0, 0, 0, 0.05);
    display: flex;
    flex-direction: column;
    gap: 14px;
    transition: all 0.3s ease;
}

.vehicle-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.07);
}

.vehicle-card h3 {
    font-family: var(--font-display);
    font-size: 1.2rem;
    color: var(--maroon);
    font-weight: 800;
    margin: 0;
}

.vehicle-card p {
    font-size: 15px;
    color: #555;
    line-height: 1.65;
    margin: 0;
}

/* ── PROCESS STEPS ───────────────────────────────── */
.process-section {
    background: #FFF;
    padding: 100px 0;
    border-top: 1px solid rgba(0, 0, 0, 0.04);
}

.process-section .section-intro {
    max-width: 700px;
    margin-bottom: 70px;
}

.process-section .section-intro h2 {
    color: var(--charcoal);
    margin-bottom: 14px;
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    position: relative;
}

.process-steps::before {
    content: '';
    position: absolute;
    top: 28px;
    left: calc(12.5% + 14px);
    right: calc(12.5% + 14px);
    height: 2px;
    background: linear-gradient(90deg, var(--gold), rgba(201, 168, 76, 0.2));
}

.p-step {
    text-align: center;
    padding: 0 20px;
}

.p-step-dot {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--gold);
    color: #FFF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-display);
    font-size: 1.3rem;
    font-weight: 900;
    margin: 0 auto 28px;
    position: relative;
    z-index: 2;
    box-shadow: 0 4px 16px rgba(201, 168, 76, 0.4);
}

.p-step h3 {
    font-family: var(--font-display);
    font-size: 1.1rem;
    color: var(--maroon);
    margin-bottom: 10px;
}

.p-step p {
    font-size: 13px;
    color: #666;
    line-height: 1.65;
}

/* ── FAQ TEASER ──────────────────────────────────── */
.faq-teaser {
    background: #FDFBF7;
    padding: 100px 0;
    border-top: 1px solid rgba(0, 0, 0, 0.04);
}

.faq-teaser .section-intro {
    max-width: 700px;
    margin-bottom: 40px;
}

.faq-teaser .section-intro h2 {
    color: var(--charcoal);
}

.faq-accordion {
    max-width: 780px;
    display: flex;
    flex-direction: column;
    gap: 0;
    margin-bottom: 40px;
}

.faq-item {
    border-bottom: 1px solid rgba(0, 0, 0, 0.06);
}

.faq-question {
    width: 100%;
    background: none;
    border: none;
    text-align: left;
    padding: 22px 0;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
}

.faq-question span {
    font-family: var(--font-display);
    font-size: 1.05rem;
    color: var(--charcoal);
    font-weight: 700;
}

.faq-icon {
    font-size: 18px;
    color: var(--gold);
    transition: transform 0.3s ease;
    flex-shrink: 0;
}

.faq-item.open .faq-icon {
    transform: rotate(45deg);
}

.faq-answer {
    overflow: hidden;
    max-height: 0;
    transition: max-height 0.4s ease, padding 0.3s ease;
}

.faq-answer.open {
    max-height: 300px;
}

.faq-answer p {
    font-size: 15px;
    color: #555;
    line-height: 1.7;
    padding-bottom: 22px;
}

.faq-link {
    font-weight: 700;
    color: var(--gold);
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: gap 0.2s;
}

.faq-link:hover {
    gap: 12px;
}

/* ── CALLOUT BAND ────────────────────────────────── */
.callout-band {
    background: var(--maroon);
    padding: 70px 0;
}

.callout-band .wrap {
    max-width: 900px;
}

.callout-band h2 {
    color: #FFF;
    margin-bottom: 20px;
}

.callout-band p {
    font-size: 17px;
    color: rgba(255, 255, 255, 0.82);
    line-height: 1.7;
    margin-bottom: 30px;
}

.callout-band a {
    color: var(--gold);
    font-weight: 700;
    font-size: 15px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: gap 0.2s;
}

.callout-band a:hover {
    gap: 12px;
}

/* ── HOW WE WORK TWO-COL ─────────────────────────── */
.approach-section {
    background: #FFF;
    padding: 100px 0;
    border-top: 1px solid rgba(0, 0, 0, 0.04);
}

.approach-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
}

.approach-left h2 {
    color: var(--maroon);
    margin-bottom: 20px;
}

.approach-left p {
    font-size: 17px;
    color: #555;
    line-height: 1.75;
}

.step-stack {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.step-item {
    display: flex;
    gap: 20px;
    align-items: flex-start;
}

.step-num {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: rgba(201, 168, 76, 0.12);
    color: var(--gold);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-display);
    font-weight: 900;
    font-size: 1rem;
    flex-shrink: 0;
}

.step-body h3 {
    font-family: var(--font-display);
    font-size: 1.1rem;
    color: var(--charcoal);
    margin-bottom: 6px;
}

.step-body p {
    font-size: 14px;
    color: #666;
    line-height: 1.65;
    margin: 0;
}

/* ── OUTCOME CARDS ───────────────────────────────── */
.outcome-stack {
    display: flex;
    flex-direction: column;
    gap: 18px;
}

.outcome-card {
    background: #FDFBF7;
    border-radius: 14px;
    padding: 28px 32px;
    display: flex;
    align-items: center;
    gap: 16px;
    border: 1px solid rgba(0, 0, 0, 0.05);
}

.outcome-card::before {
    content: '✓';
    width: 32px;
    height: 32px;
    background: rgba(201, 168, 76, 0.12);
    color: var(--gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 900;
    font-size: 14px;
    flex-shrink: 0;
}

.outcome-card p {
    font-size: 15px;
    color: #444;
    margin: 0;
    line-height: 1.5;
}

/* ── DARK PHILOSOPHY ALT (Insurance page) ───────── */
.approach-section.dark {
    background: var(--charcoal);
}

.approach-section.dark h2,
.approach-section.dark h3,
.approach-section.dark .step-body h3 {
    color: #FFF;
}

.approach-section.dark p,
.approach-section.dark .step-body p,
.approach-section.dark .approach-left p {
    color: rgba(255, 255, 255, 0.75);
}

.approach-section.dark .step-num {
    background: rgba(201, 168, 76, 0.2);
}

.approach-section.dark .outcome-card {
    background: rgba(255, 255, 255, 0.06);
    border-color: rgba(255, 255, 255, 0.08);
}

.approach-section.dark .outcome-card p {
    color: rgba(255, 255, 255, 0.82);
}

/* ── RESPONSIVE ──────────────────────────────────── */
@media (max-width: 1024px) {

    .philosophy-grid,
    .approach-grid {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .process-steps {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
    }

    .process-steps::before {
        display: none;
    }

    .vehicles-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {

    .profile-grid,
    .coverage-grid,
    .vehicles-grid {
        grid-template-columns: 1fr;
    }

    .process-steps {
        grid-template-columns: 1fr;
    }

    .tension-band p {
        font-size: 1.1rem;
    }
}