Current GIC Rates

Compliance & Legal Disclaimers

Iberian Pacific Financial Services provides access to Guaranteed Investment Certificates (GICs) through our partnership with Monarch Wealth GIC Services Inc. (operating as GICdirect), a registered member of the Registered Deposit Broker Association (RDBA).

• Rate Guarantee: GIC interest rates are subject to change without notice. The rates displayed are for informational purposes and may vary depending on the actual time of application and minimum investment amounts.
• Deposit Insurance: All GIC deposits are insured by the Canada Deposit Insurance Corporation (CDIC), the Credit Union Deposit Insurance Corporation (CUDIC), or other provincial deposit insurance corporations, up to applicable limits and subject to the eligibility of the member institution.
• Investment Minimums: Minimum investment amounts vary by financial institution, typically ranging from $1,000 to $5,000, although some institutions may offer lower thresholds for registered accounts.
• Tax Advice: The information provided here is not intended as tax or legal advice. Please consult with a qualified tax professional regarding the tax implications of these investments for your specific situation.
• Independent Brokerage: Iberian Pacific operates as an independent brokerage. We receive commissions from the financial institutions for the placement of GIC deposits, at no additional cost to you.

By using this website and viewing these rates, you acknowledge that you have read and understood these disclaimers.