Incorporated Professionals

Be the best at what you do. We'll handle the rest

You’ve spent years mastering your profession, but the financial complexity behind it can feel like a second full-time job. We simplify your corporate structure and unify your wealth, giving you back the time to focus on what you do best.

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Dedicated Expertise

A specialized approach for specialized professionals.

We work with those who have a professional corporation and limited time to manage its complexity.

# HEALTHCARE

Medical & Dental

Physicians, Surgeons, Dentists, Pharmacists, Veterinarians

Navigating complex group practice dynamics, clinic overhead, and high-value corporate portfolios.

# LEGAL & ACCOUNTING

Legal & Accounting

Lawyers, Notaries, Accountants, CPAs

Bridging the gap between professional partnership and personal estate strategy.

# TECHNICAL

Engineering & IT

Engineers, Architects, Software Architects

Optimizing retained earnings for specialized technical consultancies.

# INDEPENDENT

Independent Contractors

Project leads and specialized contractors

Building wealth bridges between intense project cycles and long-term security.

# CONSULTING

Specialized Consultants

Management, HR, and Marketing leads

Architecting corporate tax strategies that match the unique flow of consulting revenue.

The Strategic Gap

The questions most professionals are actually asking.

Most professionals have an accountant for compliance, but nobody is handling the strategic integration of their business and life.

"Is my corporate structure actually optimized for tax?"

We review your salary vs. dividend mix and Holding company use to stop quiet tax leaks.

Corporate Efficiency

"What should I do with the money sitting in my corporation?"

Deploy retained earnings into investment vehicles that offset passive income tax traps.

Wealth Growth

"How do I get my money out without losing half to the CRA?"

Map the most efficient asset transfer routes using CDA and estate freeze strategies.

Asset Transfer

"Who pays the rent and staff if I can't practice?"

Insulate your practice from your personal health risks with Business Overhead Expense protection.

Practice Protection

"If I sell my practice, will I actually get what it's worth?"

Planning for practice goodwill and LCGE optimization starts years before your exit.

Succession

"Does my personal wealth strategy talk to my corporation?"

Coordinate RRSP/TFSA contributions with your corporate withdrawals for a unified plan.

Personal Integration
The Professional Roadmap

Where are you on the journey?

Strategic needs evolve as your practice matures. We provide the right architecture at every stage.

Early Practice

Income protection and debt management strategy.

Growth & Accumulation

Retained earnings optimization and tax sheltering.

Maturity & Preservation

Asset transfer mapping and succession planning.

Exit & Retirement

Tax-efficient sale and lifestyle income structure.

Our Framework

The Professional Wealth Structure.

A coordinated framework built specifically for the unique tax and risk profile of incorporated professionals.

Corporate Structure
01
TAX EFFICIENCY

Corporate Structure

Optimizing how income flows through your corporation to your personal hands.

  • Salary vs. Dividend mix review
  • Small Business Deduction (SBD) optimization
  • Holding company & Spousal trust structures
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Wealth Building
02
WEALTH BUILDING

Corporate Wealth Strategy

Putting your retained earnings to work in a tax-advantaged environment.

  • Corporate-class investment funds
  • Passive income threshold management
  • Shareholder asset transfer plans
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Practice Protection
03
PRACTICE PROTECTION

Overhead & Continuity

Ensuring your practice survives personal health events or partner changes.

  • Business Overhead Expense (BOE) coverage
  • Key Person & Teammate retention
  • Funded Buy-Sell agreements
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Exit & Succession
04
LEGACY

Succession & Sale

Maximizing the value of your transition and protecting your hard-earned equity.

  • Practice valuation coordination
  • LCGE optimization for sale
  • Associate buy-in & earnout structures
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Personal Integration
05
INTEGRATION

Coordinated Personal Wealth

Ensuring your personal accounts work in concert with your professional corporation.

  • Integrated RRSP & TFSA strategy
  • Shareholder retirement cash-flow mapping
  • Estate & Legacy coordination
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Consultation with professional
Why Iberian Pacific?

We speak the language of professional corporations.

We assume your intelligence and focus on the strategic nuance. You don’t need the basics—you need a coordinated framework that aligns your corporate structure, your practice risks, and your personal freedom.

Tax-First

Every strategy is built around CRA passive income and SBD rules.

Independent

Unbiased access to the entire Canadian insurance and investment market.

Diagnostic Call

Is your practice architected for freedom?

Let's audit your professional setup.

Book a complimentary 20-minute Practice Diagnostic. We’ll identify the silent tax leaks and protection gaps in your current corporate structure. No sales pitch, just strategy.

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Strategic Audit Independent Owner-Centric No Obligation

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