Registered Accounts
Use the right buckets for the right goals.
- TFSA: tax-free growth & withdrawals
- RRSP: tax-deferred saving for the future
- FHSA: first-home savings with deductions
What We Do
Disciplined investing, built for life
Short, clear guidance. Fewer moving parts. A tax-smart approach that balances growth, liquidity, and peace of mind.
Here’s how we keep things simple and effective.
Tax-Smart Investing
Keep more of what you earn.
- Asset location & efficient income
- Capital gains & loss harvesting
- Smart use of corporate class funds/ETFs
Corporate Investing
Make retained earnings work intelligently.
- Corporate accounts & investment holdcos
- Capital dividend planning
- Insurance-aligned strategies
Cash & Liquidity
Stay flexible without stalling growth.
- Emergency & opportunity reserves
- High-interest and T-Bill solutions
- Automated sweeps for idle cash
Risk & Rebalancing
Discipline beats prediction.
- Goal-based asset mix
- Rules-based rebalancing
- Downside protection options
Reviews & Reporting
Clarity you can act on.
- Simple performance dashboards
- Quarterly check-ins; annual deep-dive
- Plain-language notes—no jargon